Overview
Established in 1973 as Embu Farmers Sacco Society, Nawiri Sacco has grown into one of Kenya’s leading deposit-taking Savings and Credit Co-operative Societies. Rebranded as Nawiri Sacco, it now serves a diverse membership with an asset base exceeding KES 3.18 billion. Headquartered at Emco House on Taifa Road in Embu Town, Nawiri Sacco offers a wide range of loan and savings products tailored to farmers, salaried individuals, businesses, and youth.
Financial Products
Nawiri Sacco provides an extensive portfolio of loan and savings products designed to meet various financial needs, from agricultural support to personal and business growth.
Loan Products
- Business Loan: General financing for entrepreneurs
- Jiinue Loan: For small and medium enterprises, with a 6-year repayment period
- Corporate Loan: For institutions, with a 6-year term
- Asset Financing: For purchasing vehicles or land, with a 5-year term
- Development Loan: For long-term projects, with a 5-year term
- Salary Loan: For salaried individuals, with a 5-year term
- Salary Emergency Loan: For urgent needs, with a 12-month term
- Simu Loan: For mobile phone purchases, with a 12-month term
- Cheque Clearing Running Advance: To cover cheque clearing for business members with insufficient funds
- Vijana Loan: For youth aged 18–35
- Bebabeba Loan: For boda boda operators, with a 2-year repayment period
- Bima Loan: For financing insurance policies, with a 10-month term
- Microfinance Loan: For registered micro-entrepreneur groups
- E-Okoa Advance: Mobile loan based on monthly income
- Emergency Advance: Mobile loan appraised on stable deposits
- KTDA Loan: Based on tea production
- Coffee Loan: Based on coffee production
- Horticulture Loan: For horticulture and miraa farming
Savings Products
- Nawiri Savings Account: For farmers, salaried members, and pensioners
- Msingi Junior Account: Children’s account with a free bear bank and an annual sponsored party
- Group Savings Account: For groups to save for loans and social welfare
- Rent Collection Account: For property owners managing rental income
- Business Account: For business-related transactions
- Faida Account: Fixed deposit account with competitive interest rates
- Jipange Account: Zero-balance account to kickstart personal financial growth
Branch Network and Contacts
Nawiri Sacco operates 10 branches across Embu and surrounding areas to ensure accessibility for its members:
- Head Office
Location: Taifa Road, Emco House, 3rd Floor, Embu Town
Phone: 0110 097 057, 0101 197 057, 068-2230414
Email: [email protected] - Embu Branch
Location: Emco House, Embu-Meru Highway
Contact: 0707 635 365 - Runyenjes Branch
Location: Emco House, Runyenjes
Contact: 0740 270 931 - Kairuri Branch
Location: Along Embu-Kiriari Road
Contact: 0725 921 460 - Kianjokoma Branch
Location: Kianjakoma Market
Contact: 0788 662 835 - Kathangariri Branch
Location: Next to Muramuki FCS
Contact: 0707 619 171 - Kiritiri Branch
Location: Along Embu-Kivaa Road
Contact: 0707 619 188 - Mbuvori Branch
Location: Mbuvori Market
Contact: 0738 749 762 - Kanja Branch
Location: Kanja Market
Contact: 0110 097 057 - Siakago Branch
Location: Siakago Market
Contact: 0110 097 057
READ MORE: Noble Sacco: Eligibility, Requirements, and Financial Benefits
