Washa Sacco: Membership, Loan & Savings Accounts Guide

Washa Sacco: Reliable Financial Partner Since 1981

Established on January 8, 1981, Washa Sacco has grown from a small cooperative to serve over 1,600 members from diverse professional backgrounds. For over four decades, we have provided secure savings solutions and affordable credit facilities to help members achieve their financial goals.

Membership Eligibility

Washa Sacco welcomes:

Employees of Aga Khan and affiliated companies
County government staff
Private sector employees
Small and medium business owners
Registered groups and welfare associations

Simple Membership Process

To join Washa Sacco, applicants need:

Completed membership form
Copy of National ID
KRA PIN certificate
One-time entrance fee of Kshs 1,000

Comprehensive Financial Solutions

FOSA Loan Products

IDD/Christmas Loan
- Amount: Up to Kshs 20,000
- Processing: 24 hours
- Repayment: 6 months
Express Loan
- Amount: Up to Kshs 200,000
- Processing: 7 days
- Repayment: 18 months
Salary Advance
- Amount: 50% of net salary
- Instant processing
- Monthly repayment
Development Loan
- Amount: Kshs 100,000-500,000
- Processing: 7 days
- Repayment: 30 months
Business (Biashara) Loan
- Amount: Up to Kshs 200,000
- Processing: 7 days
- Repayment: 12 months

BOSA Loan Products

Emergency Loan
- Amount: Up to Kshs 500,000
- Processing: 24 hours
- Repayment: 12 months
School Fees Loan
- Amount: Up to Kshs 500,000
- Processing: 48 hours
- Repayment: 12 months
Fanikisha Loan
- Amount: Up to Kshs 500,000
- Processing: 24 hours
- Repayment: 24 months

Savings Accounts

Ordinary Savings
- No fees or minimum balance
- Salary processing available
Fixed Deposit
- Minimum: Kshs 40,000
- Terms: 3-12 months
- Interest: 9% p.a.
Junior Savings
- Minimum balance: Kshs 500
- No ledger fees
Group/Chama Accounts
- No fees or minimum balance
- Special withdrawal conditions