Kencream Sacco: Dairy Industry Financial Solutions Since 2002
Founded in March 2002 by New KCC employees, Kencream Sacco has evolved into a licensed deposit-taking institution serving members across Kenya. Established to promote financial discipline among members, the SACCO provides secure savings opportunities and affordable credit facilities, maintaining steady growth in both membership and financial strength over two decades of operation.
Membership Eligibility
Kencream Sacco welcomes:
- Employees of government ministries and parastatals
- Private sector workers and business owners
- Members of organized groups and associations
- Individuals from various professional backgrounds
Membership Requirements
Documentation Needed
- Completed membership application (available online or at branches)
- Copy of National ID
- KRA PIN certificate
- Passport-sized photograph
Financial Commitments
- One-time registration fee: Kshs 1,000
- Minimum share capital: Kshs 15,000 (earns dividends, transferable)
- Monthly contributions:
- Salaried employees: Kshs 3,200
- Non-salaried members: Kshs 1,700
Financial Products & Services
Front Office Services (FOSA)
Savings Accounts
- Super Account – Premium savings solution
- Fixed Account – Term deposits with higher returns
- Jazajaza Account – Flexible savings plan
- Busara Savings – Wise money management account
- Chama Account – Group savings platform
- Crystal Account – Transparent savings option
Loan Products
- Salary Advance Loan – Short-term cash flow solution
- Salary Special Loan – Enhanced staff financing
- Jipange Loan – Budget-friendly credit facility
- Non-Check Off Loan – Alternative staff financing
Back Office Services (BOSA)
Savings Plans
- Regular deposit savings
- Share capital investment
- Christmas savings plan
- Benevolent fund coverage
Loan Facilities
- Asset Financing:
- Car loans
- Development loans
- Specialty Loans:
- Upesi (Fast) Loan
- Super Loan
- Consumer Loan
- Emergency Solutions:
- Bima (Insurance) Loan
- School Fees Loan
- Emergency Loan
- Quick Disbursement:
- Instant Loans
- Express Loan
- Weekend Loan
- E-Loan (Digital application)
Why Choose Kencream Sacco?
- Dairy Industry Heritage with proven financial stability
- Comprehensive Loan Portfolio for diverse needs
- Flexible Savings Options for different goals
- Nationwide Membership beyond original dairy sector
- Competitive Dividend Payments on share capital
Contact Information
📍 Head Office: Dakar Road, Enterprise Road, Industrial Area, Nairobi
📞 Phone: 0703 756 350 / 020 3980 100
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