Acumen Sacco: Membership, Products & Financial Solutions Guide

Acumen Sacco: Building Financial Foundations Since 2008

Established on March 5, 2008, Acumen Savings & Credit Co-operative Society began as a financial solution for property owners in Ongata Rongai, Ngong, and Kiserian areas. Originally serving landlords under Acumen Properties Ltd management, the SACCO has since expanded its membership to include professionals from various sectors, demonstrating remarkable growth to its current 2,376 members and Kshs 400 million asset base.

Membership Eligibility

Acumen Sacco welcomes:

Kenyan citizens and legally registered corporate entities
Public service employees and disciplined forces personnel
Farmers and agricultural workers
Salaried individuals in both public and private sectors
Business owners and entrepreneurs

Financial Products & Services

Loan Facilities

Development Loan – For long-term financial growth
Emergency Loan – Quick access to urgent funds
Education Financing:
- School Fees Loan
- School Fees Savings Plan
Specialty Loans:
- Quick Loan (Short-term financing)
- Sambaza Loan (Group lending solution)
- J-Sort Loan (Customized financial product)
- Real Estate Loan (Property financing)

Savings Solutions

Fixed Deposit Account – Higher returns on term savings
Holiday Account – Dedicated travel savings
Regular Savings Account – Flexible daily banking
Children’s Account – Youth financial education

Membership Requirements

Application Process

Complete membership form (available online or at office)
Provide identification:
- National ID/passport copy
- Military ID for forces personnel
Pay required fees:
- Kshs 1,000 registration
- Kshs 5,000 share capital (can be paid gradually)
Receive SMS confirmation with member number