Viktas Sacco: Empowering Communities Since 2006
Originally established in 2006 as Shauri Umoja Sacco with just 57 members from Nyandarua North District, this financial cooperative has undergone significant transformation. After rebranding to Nyahururu Umoja Sacco in 2009 and later adopting the name Viktas Sacco in 2016, the institution has grown remarkably. Today, it serves over 11,500 members (7,000 fully paid-up and 4,500 associate members), demonstrating its strong community foundation and financial stability.
Who Can Join Viktas Sacco?
Viktas Sacco welcomes diverse members, including:
- Farmers and agricultural workers
- Business owners and entrepreneurs
- Employees of various institutions
- Self-help groups and community organizations
- SACCO employees
- Any Kenyan citizen aged 18 years and above
Simple Membership Process
Joining Viktas Sacco requires:
- Completed membership form (available online)
- Copy of National ID for verification
- KRA PIN certificate
- Passport-sized photograph
- Registration fee of Kshs 500
Comprehensive Financial Solutions
Savings Products
- Regular Savings Account – Standard savings with easy access
- Business Daily Account – For entrepreneurs needing frequent transactions
- Maziwa Accounts – Specialized accounts for dairy farmers
- Fixed Deposit Account – Higher returns for long-term savings
- Joy Junior Account – Children’s savings to foster financial literacy
- Adult Kesho Account – Retirement planning solution
Loan Facilities
- Biashara Loan – For business expansion and working capital
- School Fees Loan – Education financing with flexible repayment
- Emergency Loan – Quick access to funds for urgent needs
- Asset Financing – For purchasing equipment or property
- Okoa Loan – Short-term financial assistance
- Group Project Loan – For community development initiatives
Member Benefits
- Flexible loan repayment periods up to 3 years
- Quick loan processing with minimal bureaucracy
- Competitive dividend payments on share capital
- Low-interest rates on all loan products
- Secure savings with multiple account options
- Specialized products for different income groups
Contact Information
📍 Head Office: Glanin Centre Building, Mairo-Inya Trading Centre
📞 Phone: 0729 885 713
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