Overview
Established on November 22, 2004, as Gilgil Sacco, Vision Afrika Sacco Society Limited was founded by a group of traders in Gilgil who sought to pool resources for affordable loans, bypassing exploitative lenders. Rebranded on December 23, 2010, to reflect its expanded reach across Nakuru and Nyandarua counties, the Sacco is a leading deposit-taking institution regulated by the Sacco Societies Regulatory Authority (SASRA). With an asset base of KES 0.67 billion, Vision Afrika Sacco serves traders, farmers, artisans, transporters, and employees, headquartered at Rajdeep House, Nakuru.
Financial Products and Services
Vision Afrika Sacco offers a diverse portfolio of Front Office Service Activity (FOSA), Back Office Service Activity (BOSA), asset finance, savings, housing, and agribusiness products to support its members’ financial goals.
FOSA Products
- Instant Credit: Quick-access financing
- Salary Advance: Short-term credit for salaried members
- Salary in Advance: Immediate salary-based support
BOSA Products
- Karibu Sacco Loan: Welcoming loan for new members
- Emergency Loan: For urgent financial needs
- Kikundi Loan: Group-based financing
- Okoa Jahazi Loan: Flexible credit solution
- Kilimo Biashara: For agricultural businesses
- School Fees/College Loan: For educational expenses
- Asset Financing: For acquiring vehicles or equipment
- Landlord Loan/Mjengo Loan: For property development
- Pamoja Loan: Collaborative financing
- Prime FOSA Loan: Premium loan product
Asset Finance
- Supports acquisition of assets like lorries, buses, commercial or private vehicles, tractors, or tuk-tuks
Savings Account Products
- Ordinary Savings Account: General-purpose savings
- Group Savings Account: For chamas or collectives
- Fixed Deposit Account: High-yield savings with fixed terms
- Toto Junior Savings Account: For children
- Student Account: For young learners
- Holiday Account: For vacation planning
Housing Finance Products
- Tailored solutions for property acquisition or development (specific details available through the Sacco)
Agribusiness Products
- Dairy Enterprise Loan: For dairy farming
- Mazao Bora Loan: For crop production
- Mazingira Bora Loan: For sustainable farming practices
Branch Network and Contacts
Vision Afrika Sacco operates four branches across Nakuru and Nyandarua counties to serve its members.
- Head Office/Nakuru Branch
Location: Rajdeep House, Opposite Generation House, Kenyatta Avenue, Nakuru
Phone: 0728 075 075
Email: [email protected] - Naivasha Branch
Location: Mama Ngina Street, Naivasha
Phone: 0716 291 550 - Gilgil Branch
Location: Gilgil Imani House, Along Kenyatta Avenue, Gilgil
Phone: 0716 291 517 - Molo Branch
Location: Generation House, Opposite Kamusi Plaza, Molo
Phone: 0743 124 415
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