Overview
Established on June 22, 1977, under the Co-operative Societies Act (Cap 490 B), Wanandege Savings and Credit Co-operative Society is a leading deposit-taking Sacco in Kenya, regulated by the Sacco Societies Regulatory Authority (SASRA). With an asset base of KES 1.66 billion, the Sacco serves a diverse membership, primarily from the aviation industry, and is headquartered at Wanandege Plaza in Embakasi Village, Nairobi, with a branch in Mombasa.
Who Can Join?
Wanandege Sacco welcomes members from:
- Employees of Kenya Airways and other aviation-related companies
- Non-aviation companies, groups, and individual business owners
This inclusive approach supports financial growth for a broad community.
Membership Requirements
To become a member of Wanandege Sacco, applicants must:
- Pay a one-time registration fee of KES 2,000
- Complete a membership application form, available on the Sacco’s website or at its offices
- Submit one passport-size photograph
- Purchase share capital of KES 10,000, payable in installments
- Provide an original National ID or passport
- Submit a KRA PIN certificate
- Contribute a minimum of KES 2,000 monthly
Membership Benefits
Joining Wanandege Sacco offers:
- Competitive loan interest rates
- Attractive dividends on shares
- Fast loan processing
- Financial education and literacy programs
- Access to a variety of short- and long-term loans
- Larger savings enabling bigger loans with fewer requirements
- Exceptional customer service from a skilled team
Financial Products and Services
Wanandege Sacco provides a range of loan products, savings accounts, and front office services to meet members’ needs.
Short-Term Loans
- Airlift Loan: Quick financing solution
- Bash Loan: Flexible short-term credit
- Dividend Advance: Based on anticipated dividends
- Long Term Advance: Extended short-term financing
- Pride Advance: Tailored credit option
- Salary Advance: For salaried members
- Short Term Advance: Immediate financial support
Long-Term Loans
- Business Loan: For entrepreneurial ventures
- Development Loan: For personal or property projects
- Emergency Loan: For urgent needs
- Maisha Loan: Comprehensive financing
- Wezesha Loan: Empowerment-focused credit
- Refinancing Loan: To restructure existing loans
- School Fees Loan: For educational expenses
- Super Loan: Premium loan product
FOSA Services
- FOSA Savings Account: General-purpose savings
- Junior Savings Account: For young savers
- Fixed Deposit: High-yield savings with fixed terms
- Safe Custody Services: For valuable documents
- ATM Sacco Link Visa Cards: Convenient cash access
- Mobile Banking (M-Ndege): Dial *346# for account management
- Bankers Cheque, EFT, and RTGS Services: Secure payment options
- M-Pesa Super Agency/M-Pesa Services: Mobile money integration
- Cheque Deposit/Clearance: Efficient cheque processing
Branch Network and Contacts
Wanandege Sacco operates two branches to serve its members:
- Head Office
Location: Wanandege Plaza, Off Old North Airport Road, Opposite Embakasi Police Station, Embakasi Village, Nairobi
Phone: 0722 208 557 / 0780 208 557 / 0111 044 900 - Mombasa Branch
Location: Moi International Airport, Terminal 2, Mombasa
Phone: 0781 908 438 / 0111 044 922
