Daima Sacco Kenya: A Leading Financial Cooperative
Daima Sacco is a prominent deposit-taking cooperative society headquartered in Embu County, Kenya, with aspirations to expand its services nationwide. Boasting an impressive asset base of KSh 1.65 billion, it ranks among the largest Saccos in the country.
Background and Growth
Established on 16 April 1991 under the Cooperative Societies Act, Daima Sacco initially served tea farmers who received payments through the Kenya Tea Development Agency (KTDA). In 2010, the Sacco expanded its reach by launching Front Office Services Activity (FOSA) operations, broadening its membership beyond tea growers. This strategic move prompted a rebranding from Mungania Tea Growers Sacco to Daima Sacco, reflecting its growing inclusivity.
The Sacco’s core mission is to enhance members’ economic well-being by fostering a savings culture and providing accessible credit and investment opportunities.
Comprehensive Financial Solutions
1. Advances (Short-Term Financing)
- Crop Advance
- Salary Advance
- Tender Advance
- Biashara Advance
- Maziwa Advance
- Coffee Advance
- Pesa Chapchap
- Bonus Advance
2. Loans (Flexible Credit Facilities)
- Business Loans
- Tea Loan
- Coffee Loan
- Development Loan
- Salaried Loan
- Micro-Credit Loan
- Tender Loan
- Maziwa Loan
- Youth Loan
3. FOSA Services (Savings & Deposit Accounts)
- Ordinary Savings Account
- Bidii Savings Account
- Junior Savings Account
- Group Account
- Joint Account
- Holiday Account
- Business Account
- Company Account
- Fixed Deposit Account
Additional Services
- Pension & Salary Processing
- Cheque Book Services
- Loan Insurance & Funeral Cover
- M-Pesa & Super Agency Services
- Financial Literacy Programs
- Safe Custody Services
- ATM Access via Sacco Line
Daima Sacco Branch Network
Main Branches
- Head Office
- Location: Manyatta Market, Embu
- Contact: 0758 362 003
- Email: [email protected]
- Manyatta Branch – Manyatta Town
- Kathangariri Branch – Kathangariri Market
- Kiriari Branch – Kiriari Town, Embu
- Kianjokoma Branch – Kianjokoma Town
- Ishiara Branch – Ishiara Town
- Kibugu Branch – Kibugu Market
- Embu Branch – Embu Town
- Kiritiri Branch – Kiritiri Market
- Siakago Branch – Siakago Town
Agent Outlets
- Kavutiri Market
- Muchagori Market
- Kathande Market
- Kanyumbura Market
- Makima Market
- Embu Town (Dallas)
- Kairuri Shopping Centre
- Kagumori Shopping Centre
- Kanja Market
- Kamumu Market
- Mbuvori Market
- Keria Market
Daima Sacco continues to empower Kenyan communities with reliable financial solutions, reinforcing its reputation as a trusted cooperative society. Whether you’re a farmer, business owner, or salaried employee, Daima Sacco offers tailored products to meet your financial needs.
