Siraji Sacco: A Trusted Financial Partner in Kenya
Siraji Sacco is a fully compliant deposit-taking SACCO regulated by SASRA (Sacco Societies Regulatory Authority). With an asset base of Kshs 580 million, it ranks among Kenya’s leading SACCOs, offering reliable banking services and affordable credit solutions to members nationwide.
Founded in 1996, Siraji Sacco has grown significantly, expanding its services to cater to employees, business owners, farmers, and groups. Its mission is to promote savings, provide cost-effective financial products, and support members’ economic growth in an ethical and efficient manner.
Who Can Join Siraji Sacco?
Membership is primarily open to employees in Kenya’s horticultural sector, particularly in Mt. Kenya, Nairobi, and Naivasha regions. However, eligibility extends to:
- Individuals or groups engaged in agriculture.
- Former Siraji Sacco members and employees.
- Immediate family members of eligible individuals.
Membership Requirements
To join, applicants must:
- Complete a Membership Form – Must be signed by an existing member as a witness.
- Provide a Copy of National ID – For identification and verification.
- Pay a Registration Fee – A one-time fee of Kshs 100 is required.
Siraji Sacco Products & Services
1. FOSA (Front Office Services Activity) Loans
- Endelea Loan – Flexible loan for ongoing financial needs.
- Karibu Member Loan – Designed for new members.
- Salary Advance – Short-term loan against expected salary.
2. BOSA (Back Office Services Activity) Loans
- Quick Loan – Fast disbursement for emergencies.
- Asset Loan – Financing for business or personal assets.
- Mkulima Loan – Tailored for farmers.
- Elimisha Loan – School fee financing.
- Biashara Loan – Supports small and medium enterprises.
- Super Development Loan – For large-scale projects.
- Trade Financing (LPO Financing) – Supports business procurement.
- Group/Microfinance Lending – For chamas and investment groups.
3. Savings Accounts
- Salary Savings Account – Ideal for salaried employees.
- Junior Savings Account – Encourages saving for children.
- Jipange Savings Account – Helps with financial planning.
- Fixed Deposit Account – Higher interest for long-term savings.
- My Chumz Savings – Goal-based savings.
- Holiday Savings Account – For planned vacations and events.
4. Specialized Savings Products
- Chama Account – For group savings and investments.
- Mkulima Account – Designed for farmers.
- Biashara Account – Supports business savings.
- Institution Account – For organizations and cooperatives.
Siraji Sacco Branches in Kenya
1. Head Office
📍 Location: Timau Town, Along Nanyuki-Meru Road.
📞 Phone: 0704 566 922
📧 Email: [email protected]
2. Nanyuki Branch
📞 Phone: 0796 389 336
3. Naivasha Branch
📞 Phone: 0790 610 999
4. Isinya Branch
📞 Phone: 0799 781 497
5. Kibirichia Branch
📞 Phone: 0757 397 047
Why Choose Siraji Sacco?
- Regulated & Secure – Fully compliant with SASRA regulations.
- Diverse Loan Products – Catering to businesses, farmers, and salaried employees.
- Flexible Savings Plans – Helping members achieve financial goals.
- Nationwide Accessibility – Multiple branches for convenience.
Whether you’re looking for a reliable savings partner or affordable credit facilities, Siraji Sacco provides tailored financial solutions to meet your needs. Visit any branch today to start your membership journey!
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