About Jamii Yetu Sacco
Jamii Yetu Sacco, formerly known as MM Sacco, is a leading deposit-taking Sacco licensed by the Sacco Societies Regulatory Authority (SASRA). With an asset base exceeding Kshs 910 million, it ranks among Kenya’s most trusted financial cooperatives, offering secure savings and affordable credit solutions.
Financial Products & Services
1. Savings Accounts
Jamii Yetu Sacco provides diverse savings solutions tailored to individuals, groups, and institutions. These accounts help members grow their funds securely while meeting specific financial goals.
Available Savings Accounts:
- FOSA Ordinary Savings – Standard savings with competitive returns.
- 60 Plus Account – Designed for retirees.
- Chama/Institution Account – Ideal for groups and organizations.
- Fixed Deposit Account – Higher interest for locked savings.
- Junior Account – Savings for children.
- Christmas Account – Festive season savings plan.
- Young Stars Account – Youth-focused savings.
- C.E.E.P (Microfinance) Savings – For small-scale entrepreneurs.
- Holiday Accounts – Travel and leisure savings.
2. Loan Products
Access affordable credit for personal, business, or emergency needs with flexible repayment terms.
Available Loan Products:
- Overdraft (Zidisha) – Flexible short-term financing.
- Jipange Loan – Long-term financial planning.
- Okoa Biashara – Business rescue loans.
- Salary/Tea/Milk Advances – Quick cash against expected income.
- Smart Digital Loans – Instant mobile-based loans.
- Development (Maendeleo) Loan – Investment financing.
- Executive Loan – High-value personal loans.
- School Fees Loan – Education financing.
- Housing (Mjengo) Loan – Home construction funding.
- Masomo Plus Loan – Comprehensive education support.
- C.E.E.P Group Loan – Microfinance for small businesses.
- Inuka Loan – Business revival financing.
- Smart Home Loan – Affordable housing solutions.
- Twiga Loan – Agricultural and livestock financing.
- Tujienjoy Loan – Leisure and personal development loans.
3. Additional Services
- Standing Orders – Automated recurring payments.
- Cheque Clearing – Secure cheque processing.
- Bankers Cheque – Guaranteed payment instrument.
- Mobile Banking – Convenient account access.
- Salary Processing – Efficient payroll management.
- Safe Custody – Secure document storage.
- ATM/Visa Services – Easy withdrawals and payments.
Jamii Yetu Sacco Branches in Kenya
1. Headquarters
Location: Along Maua-Kanuni Road, adjacent to Maua Methodist Hospital, Maua Town.
Contact: 0726 050 260
Email: [email protected]
2. KK Branch
Location: KK Market, opposite Visions Kids Academy.
3. Mutuati Branch
Location: Mutuati Market, opposite Mutuati Dairy.
4. Muriri Branch
Location: Muriri Market.
5. Mikinduri Branch
Location: Mikinduri, along Maua-Mikinduri Road.
READ MORE: Suluhu Sacco: Membership Eligibility, and Financial Services
Top 20 Best Saccos to Join in Kenya
List of Registered Deposit-Taking SACCOS in Kenya
