About Thamani Sacco
Originally established as Nithi Tea Growers Sacco, Thamani Sacco is a registered cooperative society under the Cooperative Act Cap 12 of 1997. Its primary mission is to mobilize members’ savings while providing accessible credit facilities to support financial growth.
Key Milestones
- 2000: Expanded services to include Front Office Services (FOSA), broadening membership beyond tea growers.
- 2011: Licensed by SASRA as a deposit-taking Sacco.
- Current Asset Base: Kshs 760 million, ranking among Kenya’s leading Saccos.
Membership Eligibility
To join Thamani Sacco, applicants must:
- Be engaged in agriculture or commercial activities.
- Be at least 18 years old.
- Demonstrate good character and sound financial judgment.
Financial Products & Services
1. Front Office Service Activities (FOSA)
Open to any individual aged 18+ with a valid ID.
Savings Accounts
- Thamani Junior Account – For young savers.
- Education Account – School fee planning.
- Fixed Deposit Account – Higher interest earnings.
- Business Account – Tailored for enterprises.
Loan Products
- Monthly Crop/Bonus Advance – Seasonal farming support.
- Milk Advance – Dairy farmers’ financing.
- Salary Advance – Short-term liquidity for salaried members.
2. Back Office Service Activities (BOSA)
Loan Products
- School Fees Loan – Education financing.
- Tea Crop-Based Loans – Flexible repayment aligned with harvests.
- Pig Rearing & Dairy Cow Loans – Livestock investment support.
- Motorbike Financing – Asset acquisition for transport businesses.
3. Additional Services
- Money Transfers & Bankers Cheques – Secure transactions.
- NHIF Facility – Health insurance support.
- Safe Custody Services – Document storage for titles, logbooks, etc.
Thamani Sacco Branches in Kenya
1. Head Office
Location: Chuka Town
Contact: 064 563 0545
Email: [email protected]
2. Chogoria Branch
Contact: 0770 622 116
3. Kibugua Branch
Contact: 0770 622 021
4. Marima Branch
Contact: 0770 621 921
5. Chuka Town Centre Branch
Contact: 0770 622 018
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