Overview
Founded in 1999 by the Life Reformation Church, Kingdom Sacco Society Limited is a deposit-taking Savings and Credit Co-operative Society rooted in biblical principles. Dedicated to enhancing the economic and social well-being of its members, the Sacco has grown into one of Kenya’s largest deposit-taking institutions, with an asset base exceeding KES 1.86 billion. Headquartered at Empower House in Githurai 45 along Thika Road, Kingdom Sacco offers a wide range of financial products and services across its four branches.
Financial Products and Services
Kingdom Sacco provides tailored loan products, savings solutions, front office services, alternative banking channels, and investment opportunities to meet diverse member needs.
Loan Products
- Business Loan
- Designed for business working capital and short-term financing needs
- Development Loan
- Supports personal projects, such as property purchase or construction, with customized services
- Personal Loan
- Available to members with active FOSA accounts for asset purchases, business growth, or other development goals
- Jijenge Loan
- Finances business working capital, including Local Purchase Order (LPO) requirements
- Emergency Loan
- Provides quick relief for urgent needs like medical bills, funeral expenses, court fines, or natural calamity responses
- School Fees Loan
- Covers school fees and related educational expenses
- Asset Financing
- Facilitates the acquisition of assets for personal or business use
Savings Solutions
- Monthly Non-Withdrawable Deposits: Long-term savings to build loan eligibility
- Mustard Junior Account: Savings account for children to foster early financial literacy
Front Office Services (FOSA)
- Transactional Accounts: For daily banking needs
- Cheque Clearance: Efficient cheque processing
- Funds Transfer: Seamless money transfers
- Cheque Book Services: For secure payments
- Salary Processing: Streamlined salary management
- Salary Account: Dedicated account for salaried members
- Youth Heritage Account: Tailored for young savers
Alternative Banking Channels (ABCs)
- Mobile Banking: Convenient account access via mobile devices
- ATM and Point of Sale Services: For cash withdrawals and payments
- Direct Deposits at Partner Outlets: Easy deposit options
Investments
- Fixed Deposit Accounts: High-yield savings with fixed terms
- Call Deposit Account: Flexible savings with short notice withdrawal
- Ufalme Housing: Investment opportunities in housing projects
Branch Network and Contacts
Kingdom Sacco operates four branches to serve its members across Kenya:
- Head Office
Location: Empower House, Githurai 45, Thika Road, Nairobi
Phone: 0720 838 422, 0705 344 094
Email: [email protected] - Naivasha Branch
Location: Commercial Stores Building, Ground Floor, Moi Avenue/Kariuki Chotara Road Junction, Naivasha
Phone: 0703 736 681
Email: [email protected] - Nakuru Branch
Location: Dubai Shopping Centre Complex, 3rd Floor, Pandit Nehru Road, Nakuru
Phone: 0701 059 350
Email: [email protected] - Mombasa Branch
Location: TSS Towers, 1st Floor, Nkurumah Road, Mombasa
Phone: 0703 736 293
Email: [email protected]
