What is M-PESA GlobalPay?
M-PESA GlobalPay is a VISA-branded virtual card provided by Safaricom, directly linked to your M-PESA wallet. This virtual card allows users in Kenya to make secure international online payments on websites and platforms that accept VISA.
The card provides the typical VISA card credentials a 16-digit card number, expiration date, and CVV security code enabling smooth transactions for goods and services on global e-commerce sites.
Who Can Use M-PESA GlobalPay?
- You must have a registered and active M-PESA account.
- Only one GlobalPay card is issued per national ID number.
- The card is tied to a single Safaricom mobile number. If you change your mobile line, you’ll need to cancel the existing card and register again using the new number.
Key Features of the M-PESA GlobalPay Card
- Accepted worldwide on platforms that support VISA.
- Payments are charged in foreign currencies based on the current exchange rate.
- Safaricom applies a 3.5% forex markup on each international purchase.
- Card validity: The virtual card is active for 3 years from the date of issuance.
- Users receive multiple notifications (up to 4) before the card expires.
- If unused for six consecutive months, the card is marked as dormant, but it can be reactivated easily.
How to Activate Your M-PESA GlobalPay Card
You can activate the GlobalPay service using either the M-PESA App or the USSD code *334#.
Method 1: Via the M-PESA App
- Launch the M-PESA App and log in.
- Tap on the ‘Grow’ tab at the bottom of the screen.
- Select ‘GlobalPay’ from the menu.
- Choose your preferred card color.
- Enter your M-PESA PIN to confirm.
- You will receive an SMS with your card number and expiry date for future use.
Method 2: Via USSD (334#)
- Dial
*334#from your Safaricom line. - Choose Option 6: Lipa na M-PESA.
- Then select Option 5: M-PESA GlobalPay.
- Follow the prompts to activate your card.
Transaction Limits for M-PESA GlobalPay
The card follows Safaricom’s standard M-PESA limits:
| Transaction Type | Limit |
|---|---|
| Minimum transaction amount | KSh 1 |
| Maximum per transaction | KSh 150,000 |
| Maximum per day | KSh 300,000 |
Note: The minimum transaction value may fluctuate depending on current USD to KES exchange rates.
Important Tips Before You Use GlobalPay
- Ensure your M-PESA wallet has sufficient balance before initiating any purchase.
- Check the exchange rate and transaction charges before confirming payment.
- Remember: Only websites and apps that accept VISA will support this virtual card.
- If your card becomes dormant, reactivate it directly from the app or USSD without needing a fresh application.
Conclusion
M-PESA GlobalPay is a secure and convenient way to pay for products and services from international online platforms without needing a physical debit or credit card. Whether you’re booking services, shopping on global e-commerce platforms, or paying for subscriptions, GlobalPay makes it easy and accessible right from your phone.
With activation just a few taps or dial codes away, any Safaricom user can now access the global economy with confidence.
READ MORE: How to Send Money from M-PESA to MTN Rwanda
