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Centenary Sacco Membership: Eligibility, Requirements & Benefits

by kevin Atamba
June 11, 2025
in How to
Centenary Sacco

Centenary Sacco

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Centenary Sacco: Your Path to Financial Prosperity

A Legacy of Growth Since 2003

Founded in 2003 from an idea conceived in 1999, Centenary Sacco has grown from 800 members in 2008 to over 30,000 members today, with an impressive asset base of KSh 1.32 billion. Our journey began with the opening of our first FOSA office in Meru Town in 2009, expanding to serve members in Chuka, Kinoru, Mutuati, and Marimanti.

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Membership Eligibility & Requirements

Who Can Join?

  • Open to all individuals aged 18+

Simple Registration Process

  1. Complete the membership application form (available online or at branches)
  2. Provide:
    • Copy of National ID
    • KRA PIN certificate
    • Passport-sized photograph

Comprehensive Financial Solutions

FOSA Services

Savings Products:

  • Individual Savings Account – Personal banking
  • Salary Account – For employed members
  • Group/Institutional Account – Organizations & chamas
  • Jifunze Junior Account – Children’s savings
  • Fixed Deposit Account – Higher interest earnings

Loan Products:

  • Salary Loans & Advances – Flexible repayment
  • Kamua Pesa Loan – Quick cash access
  • Vuna Majani Loan – Agricultural financing
  • Jifunze Junior Loan – Education support

Utility Services:

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  • M-Pesa Paybill – Convenient transactions
  • Mobile Banking – 24/7 account access
  • ATM Services – SaccoLink Visa Card
  • Cheque Books – For business transactions

BOSA Services

Loan Products:

  • Normal & Instant Loans – Varied repayment terms
  • Asset Financing – Property & equipment loans
  • Refinancing Loans – Debt consolidation

Group Loans:

  • Kumekucha & Pambazuka Loans – Collective financing
  • Micro-Credit Loans – Small business support

Why Choose Centenary Sacco?

  • Low-interest loans for affordable borrowing
  • Competitive returns on savings & deposits
  • Financial literacy programs for members
  • 24/7 digital banking via mobile & online platforms
  • Nationwide accessibility through multiple branches

Contact Information

Head Office:
📍 Location: Intercity Building, Meru-Nanyuki Highway, Meru Town
📞 Contacts: 064 3132 236 / 0715 467 290

READ MORE: Ecopillar Sacco: Eligibility, Requirements, and Member Benefits

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Tags: Centenary SaccoCooperative BankingFinancial ServicesKenyan SACCOsSavings and loans
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