Southern Star Sacco: Branches, Products & Services in Kenya

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Southern Star Sacco
Southern Star Sacco

Southern Star Sacco: Your Trusted Financial Partner

A Legacy of Growth and Service

Southern Star Sacco traces its roots to the banking division of Meru South Cooperative Union Limited. Officially registered on 6th June 1994 (CS No. 7178), it began with just two branches. After earning its deposit-taking license from SASRA in 2010, the Sacco rebranded from Meru South Farmers Cooperative Society to Southern Star Sacco in 2014.

Today, it stands among Kenya’s leading financial cooperatives, boasting an asset base exceeding KSh 1.53 billion and serving members across Nairobi, Meru, and Tharaka Nithi counties.


Financial Solutions for Every Need

Savings Products

Open to Kenyan citizens (18+ with a valid ID) and legally registered organizations, Southern Star Sacco offers:

  • Smart Junior Account – Savings for children
  • Matigari Savings Account – High-yield option
  • Sacco Business Account – Tailored for enterprises
  • Super Save – Goal-based savings
  • Sacco Savings Account – Standard membership account

Loan Products

With competitive rates and flexible repayment terms (up to 60 months), members can access:

  • Jikwamue – Personal loans
  • Sacco Personal Loan – Individual financing
  • Business Loan – Enterprise growth capital
  • Agricultural Loans – Farming investments
  • Development Loans – Property and asset funding
  • Group Loans – Collective borrowing

Branch Network

Head Office

📍 Location: MT Building, Chuka Town (Next to Tharaka Nithi County Offices)
📞 Contact: 0705 825 601
📧 Email: [email protected]

Other Branches

  1. Mwangarimwe Branch – Opposite DO Office, Marima
  2. Chogoria Branch – Chogoria Town (Opposite Chogoria Hospital)
  3. Kianjagi Branch – Next to DO’s Office, Kianjagi Market
  4. Kiangua Branch – Kiangua Market
  5. Chuka Town Centre Branch – Adjacent to Cooperative Bank
  6. Kibugua Branch – Thuita Farmers Centre
  7. Githurai Branch – Mughat Building, 1st Floor (10m from Thika Road, Githurai 44)

Why Choose Southern Star Sacco?

  • Regulated by SASRA for secure transactions
  • Nationwide accessibility with 8 branches
  • Diverse financial products for individuals and businesses
  • Competitive loan terms with long repayment periods

READ MORE: Egerton University Sacco: Membership Eligibility, & Benefits


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