Ukulima Sacco: A Trusted Financial Partner Since 1972
Established in 1972 (Registration No. CS2026), Ukulima Sacco has grown from humble beginnings into a financial powerhouse with:
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- KSh 14.66 billion asset base
- 47,000+ members nationwide
- 8 FOSA branches across key regions
Headquartered in Nairobi, the Sacco serves diverse sectors through innovative financial solutions.
Membership Eligibility
1. Individual Membership
Open to employees of:
- National and county governments
- Educational institutions
- Parastatals and government agencies
- Private sector companies
2. Corporate Membership
Available for:
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- Registered businesses (private/public)
- Cooperative societies
- Investment groups (chamas)
- Professional associations
3. Diaspora Membership
- Kenyan citizens living abroad
- Joint accounts for families
- Investment groups
Membership Requirements
A. Individual Applicants
- Completed application form (downloadable online)
- Supporting documents:
- National ID/passport copy
- Passport photo
- Recent payslip (if employed)
- KRA PIN certificate
- Financial commitments:
- KSh 1,000 joining fee
- Minimum KSh 2,000 monthly contribution
B. Diaspora Applicants
- Valid Kenyan passport
- Passport photos
- Group registration documents (for chamas)
- Meeting resolution minutes (for groups)
Member Benefits
Financial Advantages
- Competitive loan interest rates
- Quick loan processing
- High-yield dividends on shares
Investment Opportunities
- Fixed deposit accounts
- Real estate investments
- Agricultural financing
Convenience Features
- Mobile loan access
- Nationwide branch network
- Online account management
Why Choose Ukulima Sacco?
- Sector Expertise
- Specialized services for agricultural professionals
- Financial Stability
- KSh 14.66 billion asset security
- Inclusive Membership
- Multiple membership categories
- Digital Accessibility
- Mobile banking integration
Contact Information
Head Office:
Ukulima Co-operative House
Haile Selassie Avenue, Off Parliament Road
Nairobi, Kenya
Phone: 020 278 5000 | 0111 035 600
For membership applications or inquiries, visit:
www.ukulimasacco.coop
Key Takeaways for Prospective Members:
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- Flexible membership options for individuals and groups
- Streamlined application process
- Competitive financial products
- Specialized services for diaspora Kenyans
READ MORE: Ukulima Sacco Branch Network: Guide to Locations & Services
