Overview
Founded on January 21, 1997, as Thika District Teachers Sacco, Orient Sacco Society Limited began operations in April 1997 with 598 members. Rebranded on January 11, 2013, under the Co-operative Societies Act (Cap 490), the Sacco has grown into a dynamic deposit-taking institution. Based at Orient Sacco Building in Thika Section 9, Thika Town, Orient Sacco offers a range of savings and credit products to support the financial goals of its diverse membership.
Who Can Join?
Orient Sacco welcomes all Kenyan individuals and groups, making membership accessible to anyone motivated to save and invest for their future. This open policy fosters inclusivity across various professions and communities.
Membership Requirements
To join Orient Sacco, applicants must:
- Download and complete the membership application form from the Sacco’s website
- Attach a passport-size photograph and a copy of a National ID
- Provide a copy of a KRA PIN certificate
- Pay a one-time registration fee of KES 500
- Scan and email the completed form and documents to [email protected]
There is no minimum monthly contribution, allowing members to save according to their personal financial goals. Upon successful registration, members receive an SMS notification with their unique member number.
Membership Benefits
Joining Orient Sacco offers:
- Flexible savings accounts tailored to individual and group needs
- Access to affordable loans with competitive interest rates
- Convenient banking services, including mobile banking and cheque clearing
- Financial empowerment through diverse investment opportunities
- Efficient customer support for a seamless membership experience
Financial Products and Services
Orient Sacco provides a variety of savings, credit, and banking services to meet members’ needs.
Savings Products
- Savings Account: General-purpose savings for all members
- Mwanangu Account: Savings for children’s future
- Group Account: For chamas or collective savings
- Joint Account: For shared financial goals
- Mkulima Account: Tailored for farmers
- Fixed Account: High-yield savings with fixed terms
- Salary/Pension Account: For salaried employees and retirees
Credit Products
- Millennium 36: Long-term financing option
- FOSA Development Loan: For personal or business development
- Asset Finance: For acquiring assets
- One Year Advance: Short-term credit
- Chama/Group Loan: For group-based financing
- Salary Advance: Quick credit for salaried members
- Orient Biashara: Business-focused loan
Mobile Banking
- Dial *882# to transfer money, withdraw funds, check balances, and view transactions
- Offers convenient account management from your phone
Cheque Clearing
- Members can deposit cheques for payments
- Cheques clear in 4 days, with funds available in the member’s account
Bankers Cheque
- Available for secure third-party payments
- Eliminates the need to carry cash
- Clears in 4 days
Contact Information
For inquiries or to begin your membership journey, contact Orient Sacco:
Head Office: Orient Sacco Building, Thika Section 9, Former CDF Office, Thika Town
Phone: 0712 911 888 / 0759 490 726
Email: [email protected]
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