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Home » How to Repay Kenya Bankers Sacco Loan Via Mpesa

How to Repay Kenya Bankers Sacco Loan Via Mpesa

by kevin Atamba
June 8, 2025
in Finance
Kenya Bankers Sacco

Kenya Bankers Sacco

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About Kenya Bankers Sacco

Established on 14th February 1975, Kenya Bankers Sacco serves:

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  • 25,000+ members across 8 branches
  • Professionals from banks and financial institutions
  • Offers diverse loan products including:
    • Education Loans
    • Asset Financing
    • Express Loans
    • Micro-Loans

Headquartered at Kenya Bankers Sacco Centre, 3rd Ngong Avenue, Nairobi, the Sacco provides convenient digital repayment options.


Complete M-Pesa Repayment Guide

Prerequisites

  1. Paybill Number: 400444
  2. Correct Account Number Format (see below)
  3. Active M-Pesa account with sufficient funds

Account Number Formats

Replace “xxxxx” with your 5-digit member number (add leading zeros if needed):

Loan TypeAccount Number Format
  • Fosa Savings 010xxxxx011
  • Main Savings 200xxxxx211
  • Education Savings 200xxxxx411
  • Micro Savings 200xxxxx711
  • Risk Management 200xxxxx311
  • Super loan 200xxxxx351
  • Development Loan 200xxxxx251
  • Education Loan 200xxxxx451
  • MicroLoan 200xxxxx551
  • Express Loan 200xxxxx151
  • Smartlife Loan 200xxxxx261
  • M-Loan 300xxxxx211
  • Electricity Loan 400xxxxx211
  • Mobile Banking Fosa Advance 310xxxxx211
  • Kopa Credit 320xxxxx211

Step-by-Step Process

  1. Access M-Pesa Menu
    • Select Lipa na M-Pesa
  2. Choose Paybill Option
    • Enter business number: 400444
  3. Enter Account Details
    • Input your formatted account number
    • Example: For member #123 repaying Express Loan → 20000123151
  4. Complete Transaction
    • Enter repayment amount
    • Input M-Pesa PIN
    • Confirm payment to “Kenya Bankers KBSACCO”

Important Notes

  1. Verification
    • Double-check account numbers before sending
    • Ensure correct loan type is selected
  2. Receipts
    • Save transaction confirmation messages
    • Allow 24 hours for system update
  3. Troubleshooting
    • For failed transactions, contact customer care

Alternative Payment Methods

  1. Branch Payments
    • Visit any of 8 nationwide branches
  2. Bank Transfers
    • Use Sacco’s bank account details

Contact Information

Customer Support:

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  • Phone: +254 20 5146 500
  • Email: [email protected]

Head Office:
Kenya Bankers Sacco Centre
3rd Ngong Avenue, Off Ngong Road
Nairobi, Kenya


Key Benefits of M-Pesa Repayment:

  • 24/7 payment convenience
  • Instant transaction processing
  • No queueing or branch visits
  • Secure digital transactions

RELATED TOPIC: Kenya Bankers Sacco Membership Guide

Kenya Bankers Sacco: Branch Network & Services Guide

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Tags: Banking Sector SaccoFinancial Services KenyaKenya Bankers SaccoM-Pesa payments KenyaSacco loan repayment
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