Rafiki Microfinance Bank Branches and Loan Products in Kenya

Rafiki Microfinance Bank is one of Kenya’s leading microfinance institutions, licensed by the Central Bank of Kenya. Since its launch on 14th June 2011, Rafiki has grown to become the third-largest microfinance bank in Kenya, with a strong presence across the country and a focus on empowering small businesses, individuals, and communities.

Rafiki operates 19 branches nationwide and offers a wide variety of financial services including personal and business loans, asset financing, housing loans, and agriculture lending. Its head office is situated along Biashara Street, Nairobi, at Rafiki House.

Loan Products Offered by Rafiki Microfinance Bank

1. Asset Finance

This loan is designed to help individuals and businesses acquire movable assets such as vehicles, motorcycles (boda bodas), tuk-tuks, and agricultural machinery.

Key Features:

Up to 90% asset financing
Fast loan processing and disbursement
Competitive interest rates
Flexible collateral arrangements
Option to include insurance premium finance

2. Housing Loans

Rafiki offers housing solutions for buying already-built homes, land purchases, and home renovations.

Key Features:

Financing of ready-built homes up to 90%
Construction financing available
Assigned relationship officer for personalized service
Flexible collateral and repayment terms

3. Business Loans

Tailored for small and micro-entrepreneurs to support working capital and business expansion.

Key Features:

Quick processing and disbursement
Flexible repayment plans
Business mentorship and financial education
Security options tailored to individual needs

4. Agri-Business Loans

This product caters to farmers and agribusinesses across the value chain, including crop and livestock farming.

Key Features:

Financing for inputs, working capital, and farm equipment
Available across the full agri-value chain
Flexible repayment schedules
Suitable collateral requirements for farmers

Rafiki Microfinance Bank Branches in Kenya

Here’s a complete and rearranged list of Rafiki Bank’s branches, including their locations and contact numbers:

No.	Branch Name	Location Description	Phone
1	Head Office	Rafiki House, Biashara Street, Nairobi	0711 073 000
2	Tom Mboya Branch	Tom Mboya Street, Nairobi	0711 073 613
3	Westlands Branch	Reliance Centre, Woodvale Grove, Nairobi	0711 073 587
4	Kayole Branch	Embakasi CDF Building, near Family Bank, Spine Road, Nairobi	0711 073 461
5	Ruiru Branch	Rafiki Building, Githunguri Road, Ruiru	0711 073 553
6	Thika Branch	Marks Plaza, Commerce Street, Thika	0711 073 430
7	Limuru Branch	Grand View Plaza, Manguo Road, Limuru	0711 073 670
8	Kitengela Branch	Kenol Kobil Kitengela Building, Namanga Road	0711 073 497
9	Ongata Rongai Branch	Great Wide Mall, Opp. Tuskys Supermarket	0711 073 523
10	Machakos Branch	Utisi House, next to Peter Mulei Supermarket, Machakos-Wote Road	0711 073 601
11	Wote Branch	Nesa Plaza, opposite Kenol Petrol Station, Machakos-Wote Road	0711 073 761
12	Nakuru Branch	Fhaiv Shiv Building, opposite Maya Emporium, Kenyatta Avenue	0711 073 840
13	Eldoret Branch	Eldoret Building, opposite Tuskys, Kimalel Street	0711 073 808
14	Kisumu Branch	Kibuye Market, Jomo Kenyatta Highway	0711 073 783
15	Mbale Branch	Shaonyo’s Building, Kegoye Road, Mbale Town	0711 073 640
16	Mombasa Branch	Pan Africa House, Moi Avenue, Mombasa	0711 073 730
17	Kengeleni Branch	Kengeleni House, Kongowea Market, Fidel Odinga Road	0711 073 721
18	Likoni Branch	Rafiki Building, Likoni-Ukunda Road	0711 073 705
19	Mtwapa Branch	Mtwapa, along Mombasa-Malindi Highway	0711 073 755