About Kenya Bankers Sacco
Established on 14th February 1975, Kenya Bankers Sacco serves:
- 25,000+ members across 8 branches
- Professionals from banks and financial institutions
- Offers diverse loan products including:
- Education Loans
- Asset Financing
- Express Loans
- Micro-Loans
Headquartered at Kenya Bankers Sacco Centre, 3rd Ngong Avenue, Nairobi, the Sacco provides convenient digital repayment options.
Complete M-Pesa Repayment Guide
Prerequisites
- Paybill Number: 400444
- Correct Account Number Format (see below)
- Active M-Pesa account with sufficient funds
Account Number Formats
Replace “xxxxx” with your 5-digit member number (add leading zeros if needed):
| Loan Type | Account Number Format |
|---|
- Fosa Savings 010xxxxx011
- Main Savings 200xxxxx211
- Education Savings 200xxxxx411
- Micro Savings 200xxxxx711
- Risk Management 200xxxxx311
- Super loan 200xxxxx351
- Development Loan 200xxxxx251
- Education Loan 200xxxxx451
- MicroLoan 200xxxxx551
- Express Loan 200xxxxx151
- Smartlife Loan 200xxxxx261
- M-Loan 300xxxxx211
- Electricity Loan 400xxxxx211
- Mobile Banking Fosa Advance 310xxxxx211
- Kopa Credit 320xxxxx211
Step-by-Step Process
- Access M-Pesa Menu
- Select Lipa na M-Pesa
- Choose Paybill Option
- Enter business number: 400444
- Enter Account Details
- Input your formatted account number
- Example: For member #123 repaying Express Loan → 20000123151
- Complete Transaction
- Enter repayment amount
- Input M-Pesa PIN
- Confirm payment to “Kenya Bankers KBSACCO”
Important Notes
- Verification
- Double-check account numbers before sending
- Ensure correct loan type is selected
- Receipts
- Save transaction confirmation messages
- Allow 24 hours for system update
- Troubleshooting
- For failed transactions, contact customer care
Alternative Payment Methods
- Branch Payments
- Visit any of 8 nationwide branches
- Bank Transfers
- Use Sacco’s bank account details
Contact Information
Customer Support:
- Phone: +254 20 5146 500
- Email: [email protected]
Head Office:
Kenya Bankers Sacco Centre
3rd Ngong Avenue, Off Ngong Road
Nairobi, Kenya
Key Benefits of M-Pesa Repayment:
- 24/7 payment convenience
- Instant transaction processing
- No queueing or branch visits
- Secure digital transactions
RELATED TOPIC: Kenya Bankers Sacco Membership Guide