Trans Nation Sacco Membership Guide

Trans Nation Sacco: A Legacy of Financial Growth Since 1993

Originally established as Tharaka Nithi Teachers Sacco following the division of Meru Teachers Sacco, Trans Nation Sacco was officially registered on 28th June 1993 (Registration No. C/S 6826). Today, it stands as:

• One of Kenya’s largest deposit-taking Saccos with KSh 9.70 billion in assets
• SASRA-compliant financial institution
• Serving 37,000+ BOSA members and 75,000+ FOSA accounts

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Membership Eligibility

Trans Nation Sacco maintains an open membership policy, welcoming all Kenyan citizens who meet the basic requirements, including:

• Teachers and education professionals
• Civil servants
• Business owners
• Retirees
• Community members

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Membership Requirements

Documentation Needed

1. Completed membership application form (available online or at branches)
2. Clear copy of National ID (both sides)
3. Recent passport-sized color photograph

Financial Commitments

• KSh 500 entrance fee
• KSh 10,000 share capital (as per by-laws)
• KSh 200 monthly risk fund contribution

Monthly Share Contributions

• Employed members: KSh 2,000 minimum
• Business owners: KSh 1,500 minimum
• Retirees: KSh 500 minimum
• ECDE teachers: KSh 1,000 minimum

Payment Methods

• M-Pesa Paybill: 507900
• Employer check-off
• Standing orders
• TN Cash USSD (*822#)
• TN Cash mobile app
• Over-the-counter deposits

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Member Benefits

1. Financial Returns
   • Competitive annual dividends
   • Attractive interest on deposits
2. Loan Advantages
   • Favorable interest rates
   • Reducing balance loan calculations
   • Instant digital loans via TN Cash
3. Convenience
   • Multiple contribution channels
   • Nationwide branch network

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Why Choose Trans Nation Sacco?

1. Financial Strength
   • Nearly KSh 10 billion in assets
2. Regulatory Compliance
   • Fully licensed by SASRA
3. Inclusive Membership
   • Open to all Kenyan adults
4. Digital Innovation
   • USSD and mobile app banking

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Contact Information

Head Office:
Chuka Town, Kenya

Customer Service:

• 0726 617 752
• 064 630 354

For membership applications or inquiries:

• Visit any branch nationwide
• Download forms from [Trans Nation Sacco’s website]

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Key Takeaways for Applicants:

• Simple documentation requirements
• Flexible contribution options
• Multiple loan and savings benefits
• Strong financial track record

RELATED TOPIC: Trans Nation Sacco: Branch Network & Financial Services Guide