Stima DT Sacco: Membership Eligibility and Requirements
Stima DT Sacco stands as one of Kenya’s leading deposit-taking cooperatives, boasting an impressive asset base of KSh 53.78 billion. Founded in 1974 to serve employees of the former East African Power & Lighting Company, it has since expanded to welcome members from all sectors, including salaried employees, business owners, groups, and corporate entities.
The Sacco’s core mission remains unchanged: to provide a secure savings platform, offer competitive loan products, and deliver consistent dividends to its members.
Who Can Join Stima Sacco?
Stima Sacco maintains an inclusive membership policy, open to:
- Individuals (employed or self-employed)
- Joint applicants (e.g., spouses or business partners)
- Groups (chamas, self-help groups with 4+ members)
- Corporate entities (registered businesses and institutions)
Detailed Membership Requirements
1. Individual Membership
- Completed membership application form
- Copy of National ID/Passport
- Passport-sized photograph (recent)
- KRA PIN certificate copy
- Registration fee: KSh 500
- Share capital: KSh 25,000 (one-time payment)
- Minimum monthly savings: KSh 1,000
2. Joint Membership
- Completed application form for both applicants
- National ID/Passport copies for both members
- Passport photos of both applicants
- KRA PIN certificate
- Registration fee: KSh 500
- Share capital: KSh 25,000
3. Group Membership (Chamas/Self-Help Groups)
- Completed corporate membership application form
- Group’s registration certificate
- Meeting minutes resolving to join Stima Sacco
- Group constitution
- IDs, KRA PINs, and photos of authorized signatories
- List of all group members
- Registration fee: KSh 500
- Share capital: KSh 25,000
- Minimum monthly savings: KSh 5,000
4. Corporate Membership
- Completed corporate application form
- Board resolution approving Sacco membership
- Certificate of incorporation
- IDs of signatories
- Memorandum & Articles of Association
- KRA PIN certificate
- Registration fee: KSh 500
- Share capital: KSh 50,000
- Minimum monthly savings: KSh 10,000
Stima Sacco Products
A. Credit Products
- Normal Loan
- Super Loan
- Asset Finance
- School Fees Loan
- Local Purchase Order Financing
- Invoice Discounting
- Investor Loan
- Plot Financing Loan
- Makaazi Poa Loan
- Prime Advance Loan
- Emergency School Fees Loan
- Msingi Bora Loan
- Salary Advance
- Makeover Loan
B. Savings Products
Non-Withdrawable Accounts
- Shares Capital Account
- Alpha Deposit Savings Account
Withdrawable Accounts
- Twiga Savings Account
- Junior Star Account
- Msingi Bora Savings
Term Deposit Accounts
- Call Deposit Account
- Fixed Deposit Account
- Golden Savings Account
Contact Information
- Head Office: Stima Sacco Plaza, Mushembi Road, Parklands, Nairobi
- Phone: 0703 024 000 / 0703 024 001
Why Choose Stima Sacco?
✅ Strong financial stability (KSh 53.78B asset base)
✅ Diverse loan and savings products
✅ Open to individuals, groups, and businesses
✅ Competitive dividends and low-interest loans
For more details, visit Stima Sacco’s official website or visit any branch.
READ MORE: Stima Sacco Branches in Kenya: Locations and Contact Details
