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Imarisha Sacco Membership Guide

by kevin Atamba
June 7, 2025
in Finance
Imarisha SACCO branches in Kenya

Imarisha SACCO branches in Kenya

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Imarisha Sacco: A Financial Powerhouse with KSh 19.82 Billion Assets

Established as one of Kenya’s leading deposit-taking Saccos, Imarisha Sacco has built a strong reputation through:

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  • Exceptional customer service
  • Cutting-edge financial technology
  • Continuous product innovation

With an asset base exceeding KSh 19.82 billion, the Sacco provides comprehensive financial solutions to diverse members nationwide.


Membership Eligibility

Imarisha Sacco welcomes applications from:

  • Salaried individuals across all sectors
  • Business owners and professionals
  • Registered groups and chamas
  • Kenyan diaspora members

Membership Requirements

1. Individual Membership

  • Completed application form
  • National ID copy
  • KRA PIN certificate
  • Recent payslip (for employed applicants)
  • KSh 750 minimum balance
  • KSh 100 account opening fee

2. Group Membership

  • Group registration certificate
  • Officials’ ID copies
  • Completed group application forms

3. Joint Accounts

  • IDs for all applicants
  • Free passport photos (taken at branch)
  • KSh 500 minimum balance
  • KSh 150 opening charge

4. Diaspora Membership

  • Kenyan ID/passport
  • KSh 360 application fee
  • KSh 19,200 initial contribution
  • Passport photo

Financial Products & Services

A. Loan Products

FOSA Loans:

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  • Short Term Advance (1 month)
  • Daraja Loan (3 years)

BOSA Loans:

  • Education Financing
  • Emergency Loans
  • Development Loans (7-8 year terms)

Specialty Loans:

  • Sky Poa (Quick disbursement)
  • Karibu Loan (1 year term)

B. Savings Solutions

  • Senior Citizen Accounts
  • Fixed Deposit Accounts
  • High-yield Parrot Account

C. Diaspora Services

  • Ughaibuni Loan
  • Homeland Investment Package

D. Digital Banking

  • M-Imarisha Mobile Banking
  • 24/7 Call Center
  • SMS Alerts
  • ATM Banking

Why Choose Imarisha Sacco?

  1. Financial Strength
    • KSh 19.82 billion asset security
  2. Innovative Banking
    • Mobile and online platforms
  3. Competitive Returns
    • Attractive dividend payouts
  4. Nationwide Accessibility
    • Multiple service channels

Contact Information

  • Head Office: Imarisha Sacco Building, Moi Highway, Kericho-Nakuru Road
  • Customer Service: 0709 578 000

For membership applications or product inquiries, visit Imarisha Sacco’s website or your nearest branch.


Key Benefits for Members:

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  • Low-interest loan products
  • Flexible savings options
  • Diaspora-focused financial solutions
  • Robust digital banking platforms

READ MORE: List of Imarisha SACCO Branches and Contacts in Kenya

Tags: Deposit-taking Sacco KenyaFinancial cooperativesImarisha SaccoJoin Imarisha SaccoSACCO membership Kenya
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