Imarisha Sacco Membership Guide

Imarisha Sacco: A Financial Powerhouse with KSh 19.82 Billion Assets

Established as one of Kenya’s leading deposit-taking Saccos, Imarisha Sacco has built a strong reputation through:

• Exceptional customer service
• Cutting-edge financial technology
• Continuous product innovation

With an asset base exceeding KSh 19.82 billion, the Sacco provides comprehensive financial solutions to diverse members nationwide.

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Membership Eligibility

Imarisha Sacco welcomes applications from:

• Salaried individuals across all sectors
• Business owners and professionals
• Registered groups and chamas
• Kenyan diaspora members

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Membership Requirements

1. Individual Membership

• Completed application form
• National ID copy
• KRA PIN certificate
• Recent payslip (for employed applicants)
• KSh 750 minimum balance
• KSh 100 account opening fee

2. Group Membership

• Group registration certificate
• Officials’ ID copies
• Completed group application forms

3. Joint Accounts

• IDs for all applicants
• Free passport photos (taken at branch)
• KSh 500 minimum balance
• KSh 150 opening charge

4. Diaspora Membership

• Kenyan ID/passport
• KSh 360 application fee
• KSh 19,200 initial contribution
• Passport photo

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Financial Products & Services

A. Loan Products

FOSA Loans:

• Short Term Advance (1 month)
• Daraja Loan (3 years)

BOSA Loans:

• Education Financing
• Emergency Loans
• Development Loans (7-8 year terms)

Specialty Loans:

• Sky Poa (Quick disbursement)
• Karibu Loan (1 year term)

B. Savings Solutions

• Senior Citizen Accounts
• Fixed Deposit Accounts
• High-yield Parrot Account

C. Diaspora Services

• Ughaibuni Loan
• Homeland Investment Package

D. Digital Banking

• M-Imarisha Mobile Banking
• 24/7 Call Center
• SMS Alerts
• ATM Banking

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Why Choose Imarisha Sacco?

1. Financial Strength
   • KSh 19.82 billion asset security
2. Innovative Banking
   • Mobile and online platforms
3. Competitive Returns
   • Attractive dividend payouts
4. Nationwide Accessibility
   • Multiple service channels

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Contact Information

• Head Office: Imarisha Sacco Building, Moi Highway, Kericho-Nakuru Road
• Customer Service: 0709 578 000

For membership applications or product inquiries, visit Imarisha Sacco’s website or your nearest branch.

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Key Benefits for Members:

• Low-interest loan products
• Flexible savings options
• Diaspora-focused financial solutions
• Robust digital banking platforms

READ MORE: List of Imarisha SACCO Branches and Contacts in Kenya