List of Licensed Insurance Companies in Kenya 2025

As of 2025, Kenya is home to a wide range of licensed insurance companies regulated by the Insurance Regulatory Authority (IRA). The IRA is a statutory government agency established under the Insurance Act (CAP 487) following the 2006 amendment. It is mandated to oversee, regulate, supervise, and promote the development of the insurance industry in Kenya.

In line with Section 184 of the Insurance Act, below is a comprehensive list of insurance companies legally authorized to operate in Kenya in 2025, categorized into general insurers, long-term (life) insurers, and reinsurance companies.

A. Licensed General Insurance Companies in Kenya (2025)

These companies are authorized to provide general insurance services, including motor, property, travel, and health insurance (non-life).

AAR Insurance (Kenya) Limited
Africa Merchant Assurance Company Limited
NCBA Insurance Company Limited
APA Insurance Limited
Britam General Insurance Company (Kenya) Limited
Cannon General Insurance Company Limited
CIC General Insurance Limited
Corporate Insurance Company Limited
Directline Assurance Company Limited
Definite Assurance Company Limited
Equity General Insurance (Kenya) Limited
Fidelity Shield Insurance Company Limited
First Assurance Company Limited
GA Insurance Limited
Geminia Insurance Company Limited
ICEA LION General Insurance Company Limited
Intra Africa Assurance Company Limited
Jubilee Allianz General Insurance Limited
Jubilee Health Insurance Limited
Kenindia Assurance Company Limited
Kenya Orient Insurance Limited
Madison General Insurance Kenya Limited
Mayfair Insurance Company Limited
MUA Insurance (Kenya) Limited
Occidental Insurance Company Limited
Old Mutual General Insurance Kenya Limited
Pacis Insurance Company Limited
Pioneer General Insurance Limited
Sanlam General Insurance Company Limited
Star Discover Insurance Limited
Takaful Insurance of Africa Limited
Tausi Assurance Company Limited
The Heritage Insurance Company Limited
The Kenyan Alliance Insurance Company Limited
The Monarch Insurance Company Limited
Trident Insurance Company Limited

B. Licensed Long-Term (Life) Insurance Companies in Kenya (2025)

These insurers are authorized to offer life insurance policies, including whole life, term life, education, pension, and investment-linked plans.

ABSA Life Assurance Kenya Limited
APA Life Assurance Limited
Britam Life Assurance Company (Kenya) Limited
Cannon Life Assurance (Kenya) Limited
Capex Life Assurance Company Limited
CIC Life Assurance Limited
Equity Life Assurance (Kenya) Limited
GA Life Assurance Limited
Geminia Life Insurance Company Limited
ICEA LION Life Assurance Company Limited
Jubilee Life Insurance Limited
Kenindia Assurance Company Limited
Kenya Orient Life Assurance Limited
KUSCCO Mutual Assurance Limited
Liberty Life Assurance Kenya Limited
Madison Life Assurance Kenya Limited
Old Mutual Life Assurance Kenya Limited
Pioneer Assurance Company Limited
Prudential Life Assurance Kenya Limited
Sanlam Life Insurance Limited
Star Discover Life Insurance Limited
The Kenyan Alliance Insurance Company Limited
The Monarch Insurance Company Limited

C. Licensed Reinsurance Companies in Kenya (2025)

These companies provide reinsurance services, which involve insuring insurance companies themselves against significant losses.

Continental Reinsurance Limited
East Africa Reinsurance Company Limited
Ghana Reinsurance Company (Kenya) Limited
Kenya Reinsurance Corporation Limited
WAICA Reinsurance (Kenya) Limited

Contact Information – Insurance Regulatory Authority (IRA)

Phone: 0719 047 000 / 0727 563 110
Email: [email protected]
Address: Zep-Re Place, Longonot Road, Upper Hill – Nairobi, Kenya

Conclusion:
Whether you’re looking for motor insurance, life cover, or reinsurance solutions, this 2025 list provides a clear view of all fully licensed insurance providers in Kenya. For the latest updates or to verify a license, visit the official IRA Kenya website.