Traveling from Kenya to the Schengen region requires a Schengen visa, which mandates comprehensive medical travel insurance. The Schengen area, encompassing 27 European countries with open internal borders, allows visa holders to move freely for up to 90 days within a 180-day period. To meet visa requirements, your insurance must provide at least €30,000 in coverage for emergency medical care, hospitalization, or repatriation, valid for your entire stay plus an additional 15 days. Below is an updated list of insurance companies approved for Schengen visa medical travel insurance in 2025, designed to help Kenyan travelers plan with confidence.
List of Approved Schengen Medical Travel Insurance Providers (2025)
- Africa Merchant Assurance Company Ltd (AMACO)
- Fidelity Shield Insurance Company Limited
- Heritage Insurance Company Ltd
- Kenindia Assurance Company Ltd
- Occidental Insurance Company Ltd
- Pacis Insurance Company Ltd
- Sanlam General Assurance Ltd
- ICEA LION General Insurance Co. Ltd
- Mondassur (Gold Backup Policy only)
- Geminia Insurance Company Ltd
- Jubilee Allianz General Insurance (K) Ltd
- GA Insurance Ltd
- CIC General Insurance Ltd
- AIG Kenya Insurance Company Ltd
- Pioneer General Insurance Ltd
- Tausi Assurance Company Ltd
- Corporate Insurance Company Ltd
- Old Mutual General Insurance Ltd
- First Assurance Company Ltd
- APA Insurance Ltd
This list ensures compliance with Schengen visa regulations, offering reliable options for medical coverage during your travels. Always verify with your chosen provider that the policy meets the specific requirements for your trip, including coverage duration and emergency services.
READ MORE: Visa-Free Travel Destinations for Kenyan Passport (2025 Guide)
