Taqwa Sacco Membership: Shariah-Compliant Banking in Kenya

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Taqwa Sacco
Taqwa Sacco

Taqwa Sacco: Pioneering Ethical Banking Since 1998

As Kenya’s first Shariah-compliant Sacco, Taqwa Sacco was established in 1998 to provide halal financial solutions. With over 12,000 members across East Africa and the diaspora, and an asset base of KSh 1.46 billion, we offer ethical banking alternatives that comply with Islamic financial principles.


Membership Eligibility

Taqwa Sacco welcomes:

  • All individuals (Kenyans and non-Kenyans)
  • Groups and corporations
  • Those seeking interest-free (Riba-free) financial services

Membership Requirements

Documentation Needed

  1. Identification:
    • National ID/Alien ID/Passport
    • Birth certificate (for minor accounts)
  2. KRA PIN certificate
  3. Two passport-sized photographs
  4. Proof of income:
    • Recent payslip
    • Employment letter
    • M-Pesa/bank statement

Registration Process

  • Complete membership application form
  • Pay required fees:
    • KSh 1,500 (BOSA + FOSA)
    • KSh 500 (FOSA only)

M-Pesa Payment Instructions

  1. Select Lipa na M-Pesa
  2. Choose Paybill
  3. Enter Business No: 275233
  4. Input Account No: 23*01
  5. Specify amount (KSh 1,500 or KSh 500)
  6. Confirm transaction

Member Benefits

Financial Solutions

  • Shariah-compliant loans (0% interest)
    • Emergency loans
    • School fees financing
    • Mortgage solutions
    • Asset financing (up to KSh 5M)
  • Salary advances

Investment Opportunities

  • Halal investment options
  • Competitive dividend payouts

Service Advantages

  • Quick loan processing
  • Professional financial guidance
  • Ethical banking practices

Contact Information

Head Office:
📍 Ground Floor, Jamia Plaza, Kigali Street, Nairobi
📞 0702 332 211 / 0786 332 211

READ MORE: Universal Traders Sacco: Branches, Products & Services in Kenya


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