Trans Nation Sacco Membership Guide

Trans Nation Sacco: A Legacy of Financial Growth Since 1993

Originally established as Tharaka Nithi Teachers Sacco following the division of Meru Teachers Sacco, Trans Nation Sacco was officially registered on 28th June 1993 (Registration No. C/S 6826). Today, it stands as:

One of Kenya’s largest deposit-taking Saccos with KSh 9.70 billion in assets
SASRA-compliant financial institution
Serving 37,000+ BOSA members and 75,000+ FOSA accounts

Membership Eligibility

Trans Nation Sacco maintains an open membership policy, welcoming all Kenyan citizens who meet the basic requirements, including:

Teachers and education professionals
Civil servants
Business owners
Retirees
Community members

Membership Requirements

Documentation Needed

Completed membership application form (available online or at branches)
Clear copy of National ID (both sides)
Recent passport-sized color photograph

Financial Commitments

KSh 500 entrance fee
KSh 10,000 share capital (as per by-laws)
KSh 200 monthly risk fund contribution

Monthly Share Contributions

Employed members: KSh 2,000 minimum
Business owners: KSh 1,500 minimum
Retirees: KSh 500 minimum
ECDE teachers: KSh 1,000 minimum

Payment Methods

M-Pesa Paybill: 507900
Employer check-off
Standing orders
TN Cash USSD (*822#)
TN Cash mobile app
Over-the-counter deposits

Member Benefits

Financial Returns
- Competitive annual dividends
- Attractive interest on deposits
Loan Advantages
- Favorable interest rates
- Reducing balance loan calculations
- Instant digital loans via TN Cash
Convenience
- Multiple contribution channels
- Nationwide branch network