Joining Port Sacco: Eligibility and Requirements Guide

Port Sacco, a leading deposit-taking savings and credit cooperative in Kenya, has been empowering its members since its founding in 1966 by employees of the former East African Harbours and Railways Corporation. Regulated by the Sacco Society Regulatory Authority (SASRA), it ranks among Kenya’s largest tier-1 Saccos, boasting an asset base of Kshs 8.14 billion. Since opening its common bond in 2010, Port Sacco has welcomed a diverse membership, including individuals, businesses, and organizations from various sectors.

Who Can Join Port Sacco?

Port Sacco offers membership to a wide range of applicants, ensuring inclusivity across different groups. Eligible members include:

Individuals seeking financial growth opportunities.
Salaried employees from various sectors.
Business owners and entrepreneurs.
Registered cooperative societies.
Youth groups, self-help groups, welfare groups, and investment groups.
Companies, institutions, and organizations.

Membership Requirements

To join Port Sacco, applicants must meet specific requirements based on their membership category. Below is a detailed breakdown of the criteria for each type.

1. Individual Membership

To become an individual member, follow these steps:

Fill out the individual membership application form, available for download on the Port Sacco website.
Provide a copy of your Kenyan National ID or a valid Kenyan passport.
Submit recent colored passport-size photographs.
Include a copy of your KRA PIN certificate.
Pay a one-time registration fee of Kshs 500.
Commit to a minimum monthly deposit of Kshs 1,000.
Contribute a share capital of Kshs 40,000.

2. Joint Membership

For those applying as a couple or a small group, the requirements are:

Complete the joint membership application form.
Submit copies of Kenyan National IDs or valid Kenyan passports for all applicants.
Provide colored passport-size photographs for each applicant.
Include copies of KRA PIN certificates for all applicants.
Pay a registration fee of Kshs 500.
Maintain a minimum monthly deposit of Kshs 1,000.
Contribute a share capital of Kshs 40,000.

3. Group Membership

Chamas, self-help groups, and other registered groups can join by meeting these requirements:

Complete the group membership application form.
Provide copies of Kenyan National IDs or valid Kenyan passports for all group members.
Submit colored passport-size photographs for all members.
Include a copy of the group’s registration certificate.
Provide copies of KRA PIN certificates for all group officials.
Pay a registration fee of Kshs 500.
Commit to a minimum monthly deposit of Kshs 5,000.
Contribute a share capital of Kshs 40,000.

4. Corporate/Company Membership

Businesses, institutions, and organizations can join by fulfilling these requirements:

Complete the company membership application form.
Submit a certified copy of the company’s registration certificate.
Provide a general meeting or board resolution authorizing the opening of an account with Port Sacco.
Include the company’s memorandum and articles of association.
Submit colored passport-size photographs of authorized signatories, along with copies of their IDs or passports.
Provide signature specimens for the authorized signatories.
Include copies of the KRA PIN certificates for the directors and the company.
Pay a registration fee of Kshs 500.
Maintain a minimum monthly deposit of Kshs 5,000.
Contribute a share capital of Kshs 40,000.

How to Get in Touch

For more information or to start your membership journey, visit or contact Port Sacco at:

Location: Ports Sacco Plaza, Mwakilingo Road, Off Moi Avenue, Mombasa
Phone: 0111 173 000

By joining Port Sacco, you gain access to a trusted financial partner dedicated to helping you achieve your financial goals through savings, loans, and other tailored services.